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My Journey to becoming a Nobel Woman – Day 36

February 22, 2010


Scripture to Memorize:

She opens her arms to the poor

and extends her hands to the needy.

When it snows, she has no fear for her household;

for all of them are clothed in scarlet.

Proverbs 31:20-21

Passage to Read: Malachi 3:8-10 Today’s passage deals with tithes and offerings.  God asks in Malachi “Will a man rob God?”  Now, most of us would answer no to that question as I’m sure those  that this passage was originally written to did.  Yet, God says they were robbing him by not giving him the entire tithe.  The Lord told them to test him in this and see how he would open the floodgates of heaven and pour out so much blessing that there wouldn’t be room enough for it.

Guided Prayer:

Confess that you have robbed God in the past.  Ask God to forgive you.  Don’t be fooled that the only way to ensure your family’s financial and bodily security is by keeping every penny for yourself.  The world tells us this true but God tells us this is not true.  Who should we believe?

Personal Observation:

Now, before we start discussing what Donna wrote, I implore you to do your own research on tithing.  There are many schools of thought out there some believe tithing is still required (some say that is on your gross income and others on your net) while others believe that the New Testament no longer requires tithing but wants us to be cheerful givers.  Also, remember tithing isn’t just about money.  In the beginning it was a tithe of your first produce (so, in my opinion tithing can include your time, money, and/or resources).  Also, it is my opinion, based on what I’ve read in scripture, we are to be in submission to our husband so if your husband says you are not to tithe then you are honoring him by not tithing and since God place your husband as your spiritual head (and head of household), it is my belief that God will still bless you (especially if you tithe in some of the other ways I mentioned).  Now on to what Donna has to say on this subject.

In today’s scripture to memorize we learn that the Proverbs 31 woman opened her hands to the poor and needy.  She was able to do so because she had something to give.  We also learn that she didn’t fear for her household because they were well-dressed and cared for.  She probably had a sound financial plan as well.

Now,  when most people start talking about finances the first thing they will tell you is to “make a budget.”  I don’t know about you but try as I might I’ve never really succeeded in this venture.  Donna suggests that you either have the personality type that does well with budgets or you don’t.  If you do well, you probably already have one.  If you don’t, let’s set aside the guilt.  Let’s not waste any more time trying to create a budget (we know we won’t stick to it).  Let’s get a handle on what matters most when dealing with our finances.

Donna used a quote from John Wesley:  “Earn all you can; save all you can; give all you can.”  Hmm, interesting — nowhere does he say “spend all you can.”  So her advice to follow John Wesley’s is to do only four things:

  1. Tithe (10 percent)
  2. Save/invest 10 percent.
  3. Escape/avoid bad debt (credit cards, anyone?)
  4. Spend less than you earn.

If you manage to do those four things effectively you really don’t need to keep track of every little penny you spend.

For the tithing portion, decide where you want it to go.  Be it your local congregation or any other charitable organization.  Think about having the money automatically deducted each month.   Whatever you (and your husband) decide remember to do it cheerfully not because you expect something in return but because you want to do it.

Practical Application:

  • Calculate 10 percent of your earnings (you decide if it’s gross or net after some prayer).
  • Determine where you want to give.
  • See if you can make arrangements for automatic deductions.

Notebook: Label the fourth tab divider FINANCES.  Label a page TITHE.  Calculate (or estimate) monthly income. List any organizations you are committed to donating to now and in the future.

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